Banking for Unbanked

Swift Saver

Passbook Colour Light Blue
Purpose For any individual with irregular income. For normal withdrawal and deposits
Target Market Individuals who doesn’t have regular income.
Requirements to Open Account 1.       Completed Application Form

2.       Any Form of ID

3.       Confirmation letter from Ward member (for group accounts only)

Account Opening Fee

(PBK Fee)

Initial Deposit/Minimum Balance K25
Account Closure Fee
Closing Balance Amount Fee
K25 and below K25 Forfeited
K26 – K500 K25
K500 and above 5% of closing balance
Monthly Fee

(Account Keeping Fee)

Transfer Fee K1.00
Withdrawal Fee K1.00
Cash Handling Fee K5,000 > – 0.5%
Cash Counting Fee K20.00
Account Activation Fee K5.00
Passbook Replacement Fee K25 – if passbook is lost/damaged

K10 – if passbook is full

ATM Card Fee K30
ATM Card Replacement Fee K30
ATM Withdrawal Fee K0.50
Balance Enquiry K0.30
Online Payment Fee K50
Credit Transfer Fee ANZ – K80

BSP – K10

Dishonoured Cheque Fee

(All Cheque Deposits)

Cheque Clearing Fee

(All Cheque Deposits)