Banking for Unbanked

Bisnis Saver

Passbook Colour Purple
Purpose For small business owners to use as an operating account solely for business income and expenses.
Target Market Small business owners who are operating small businesses like Tailoring, Tradestore/Retailing, Mini Service Station, PMV and Taxi Services, Catering Group, Second Hand Clothings, Floriculture, Cleaning Services.
Requirements to Open Account 1.       Completed Application Form

2.       Any form of ID.

3.       Confirmation letter from Ward Member (for group accounts only.)

4.       Bank Statement from other banks

Account Opening Fee

(PBK Fee)


(ATM card Fee – K30 and PBK Fee – K15)

Initial Deposit/Minimum Balance K5.00
Account Closure Fee
Closing Balance Amount Fee
K25 and below K25 Forfeited
K26 – K500 K25
K500 and above 5% of closing balance
Monthly Fee

(Account Keeping Fee)

Transfer Fee K2.00
Withdrawal Fee Cash Wdl – K5,000 > – 0.5%
Cash Handling Fee K5,000 > – 0.5%
Cash Counting Fee K20.00
Account Activation Fee K5.00
Passbook Replacement Fee K25 – if passbook is lost/damaged

K10 – if passbook is full

ATM Card Fee K30
ATM Card Replacement Fee K30
ATM Withdrawal Fee K0.50
Balance Enquiry K0.30
Online Payment Fee K50
Credit Transfer Fee ANZ – K80

BSP – K10

Dishonoured Cheque Fee

(All Cheque Deposits)

Cheque Clearing Fee

(All Cheque Deposits)